01
Share context
A short intake captures the planning need, existing coverage, and the situation behind the request.
Begin a quote request
A guided intake. Context first, not pressure.
Quotes start with a short, planning-aware intake form for the type of coverage you are evaluating. We review the request, shop appropriate carriers, and reply with options — typically within two business days. There is no obligation at any step.
Referred by a fee-only advisor?
Mention the referring advisor on the intake form. Aligned Path can keep your advisor informed at the moments that matter, in the way they prefer, while you move through the process at your own pace.
- Independent across 50+ carriers
- No upsell pressure, no client poaching
- Plain-language recommendations in writing
Choose a starting point
Coverage types currently supported.
Pick the line of coverage that matches your need. If the right answer is a mix, start wherever feels most pressing — we can fold in the others during the conversation.
Income protection
Life insurance
Term, whole, or universal life sized to the financial plan. Quotes are based on age, health, and the coverage need behind the request.
Begin life quoteIncome continuity
Disability insurance
Individual DI shaped around occupation, income, and the riders that fit your specific situation, not a default package.
Begin DI quoteCare planning
Long-term care
Traditional and hybrid LTC options reviewed against retirement income, family care needs, and portfolio protection trade-offs.
Begin LTC quoteRetirement income
Annuity
Fixed, indexed, or income annuity options reviewed in plain language. Helpful when an advisor is weighing whether an annuity belongs in the plan.
Begin annuity quoteHousehold risk
Home, auto, and umbrella
Personal lines coverage review across dwelling, liability, UM/UIM, and umbrella layering. Existing policies can be brought in for comparison.
Begin personal lines quoteBusiness owners
Commercial coverage
GL, BOP, E&O, cyber, workers' comp, and key person coverage for business-owner clients where the planning conversation calls for it.
Begin commercial quoteHow the process moves
From context to coverage, four deliberate steps.
The quote experience is designed to feel like a planning conversation, not a lead funnel. Each step is short, written, and built to support a clear decision at the end.
02
Review options
We shop appropriate carriers and compile options shaped by underwriting, fit, and pricing — not commission.
03
Compare clearly
Trade-offs and recommendations are written in plain language, with the planning context kept in view.
04
Implement coverage
Application, underwriting follow-up, policy delivery, and ongoing availability for renewals and future needs.
Quoting is the start of a conversation, not a guarantee.
Quotes shown after intake are illustrative and subject to underwriting, carrier approval, and applicable state regulations. Final coverage, premium, and policy terms are determined by the issuing carrier. The materials and conversations here are designed to support your planning; they are not personalized tax, legal, or investment advice.
Not sure where to start?
A short message is enough to point the conversation in the right direction.
If multiple coverage needs are on the table, or if a referring advisor is involved, a direct note is often the easiest first step.